Business Lending

Working capital

Community- and faith-based organizations need capital to support the operation and growth of their businesses. NCRF makes short-term (three years or less) working capital loans to support the business activities of these groups.

Lines of credit

Many nonprofit organizations working in low-income and underserved communities provide services under government contracts. Because these groups must first perform the services and wait 60 to 90 days to be paid, they often have need of lines of credit to meet their short-term cash flow needs. NCRF offers revolving lines of credit to bridge these cash flow gaps.