Credit Committee
NCRF's volunteer Credit Committee is comprised of Board and Advisory members who reside or work in the communities we serve. These individuals are experts in business and finance. Credit Committee is authorized by the Board to approve loans and provide guidance to NCRF management on policy matters. Credit Committee also makes recommendations to the Board regarding NCRF’s lending and investing activities.
Luis Sanchez, Advisory Member and Chair
Manager, NeighborWorks HomeOwnership Center, Stockton
Julia Brown, Advisory Member
VP and CRA Officer, Charles Schwab Bank
Walter Edwards, Advisory Member
Property Manager and Consultant, Davin Management Group
Mark Freeman, Board Member
Online Training Manager, Center for Applied Research Solutions
Ed Phillips, Board Member
Principal, Phillips Enterprises, Inc.
Scott C. Syphax, Advisory Member
President and CEO, Nehemiah Community Reinvestment Fund
